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The registration line in your closing plan.

Separate transfer taxes, registration charges and the assumptions behind an estimate.

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How much land transfer tax will I pay?

ProvinceCityPurchase price ($)Assessed value (QC, NB, PE) ($)Leave 0 if unknown.Mortgage amount (fee provinces) ($)First-time buyer

A useful detail

This model keeps the selected rates constant. Default values are fictional assumptions, not offers or live rates. Read every warning and confirm location, timing, contract terms and any eligibility conditions against the official sources below. No lender decision or recommendation is made.

Total at closing

$27,066

Ontario land transfer tax$13,475

Toronto municipal land transfer tax$13,475

Toronto MLTT administration fee (102.56 + 13% HST)$116

Effective rate3.18%

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Worksheet: Land transfer tax calculator. Rule set recorded 2026-10-01. Interest, fees, eligibility constraints and local rules vary. These references explain the model’s boundaries; they do not establish that an input matches your situation.

Government of Ontario · Land transfer tax: calculating land transfer tax Government of Ontario · Land transfer tax refunds for first-time homebuyers City of Toronto · Municipal Land Transfer Tax (MLTT) rates and fees City of Toronto · MLTT rebate opportunities (first-time purchasers) Government of British Columbia · Property transfer tax Government of British Columbia · First time home buyers' program Government of British Columbia · Newly built home exemption LégisQuébec · Act respecting duties on transfers of immovables, CQLR c. D-15.1, s. 2 Ville de Montréal · How property transfer duties are calculated Government of Manitoba · Land transfer tax Government of New Brunswick · Real Property Transfer Tax Act, s. 2(1.03) Service Nova Scotia · Municipal deed transfer tax rates (July 2026) Government of Prince Edward Island · Real Property Transfer Tax Act Government of Newfoundland and Labrador · Schedule of fees — Registry of Deeds Government of Alberta · Land Titles and Surveys common documents fee schedule (effective October 1, 2026) Saskatchewan Registry Services (ISC) · Land titles fees table (April 2026)

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A new home needs a careful checklist.Bring a useful brief to your property conversation.The assumptions deserve a page of their own.A little more understanding.Small percentages can leave a long shadow.A smooth line is an illustration, not a market.An account is a tax wrapper, not an investment.

The registration line in your closing plan.

How much land transfer tax will I pay?

Keep the method beside the result.

Keep the usefulconversation going.

Keep the conversation going.

Follow the questionthat matters to you.

Useful updates. Your choice.

Keep the useful
conversation going.

Follow the question
that matters to you.

Useful updates.
Your choice.